Legal Information

This website '' and other related websites for which it is a portal (the "Site") is operated by OnePath Life (NZ) Limited (“OnePath”) for itself and on behalf of its related entities (collectively referred to as the "ANZ Group"). Your access to the Site is subject to the terms and conditions set out in this notice, the Privacy Policy, notices, disclaimers and any other terms and conditions or other statements contained on the Site (referred to collectively as the "Terms and Conditions"). By using the Site you agree to the Terms and Conditions.

This Site is for the use of persons in New Zealand only.

Applications for insurance products offered on this Site will only be accepted from people physically residing in New Zealand. 

This website is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult a financial adviser, please contact us on 0800 464 999 and we will provide you with the contact details of a financial adviser in your area.

OnePath makes all reasonable effort to ensure the content of the Site is correct and up-to-date, however OnePath and its related entities do not warrant its accuracy, completeness or suitability for your intended use. The content is subject to change and is no substitute for individual judgment or professional advice. Any expression of opinion or recommendation found on the Site is based on information and/or sources OnePath believes to be accurate and reliable at the date the relevant part of the Site was last updated. OnePath, its related entities, and their respective directors, employees and agents are not liable for any loss or damage incurred by any person as a result of any error in any information, opinion or recommendation in the Site (whether due to the negligence of OnePath, its related entities, or any of their respective directors, employees and agents, or otherwise). This does not limit any rights a person has under the Fair Trading Act. 

While OnePath regularly updates its virus protection software, it cannot ensure against malicious attacks on the Site. It is your responsibility to ensure that any downloads made from the Site and emails received in your system are scanned for viruses. OnePath and its related entities do not guarantee that the Site or the information contained in it will be free from unauthorised access, or that access to the Site will be uninterrupted. OnePath and its related entities will not be liable for any loss, damage, claim or expense arising from unauthorised access to the Site or the information (including client records) contained in it.

OnePath, or its related companies, owns copyright in all content of the Site unless otherwise indicated. The Site also contains a number of trademarks, logos and symbols which are either owned by OnePath, its related companies, or used with the permission of the owners.

You may use the information in the Site for your personal reference only. Except to the extent permitted by law, you must not reproduce, adapt, upload, download, link to, frame, perform in public, transmit or distribute any content from this Site or any part of it (in whatever form or by whatever process) without OnePath's prior written approval. OnePath and its related entities will not be responsible for any loss or damage arising from any of the above acts, whether authorised by OnePath or not.

By providing your email address, you agree to OnePath and its related companies sending you information about your insurance products electronically and, from time to time, any other relevant product or service offers. You may opt out at any time.

"OnePath uses Liveperson Inc. to deliver its live chat facility. If you decide to participate in a live chat, Liveperson Inc., on behalf of OnePath, collects, stores, uses and discloses any personal information that you provide for quality assurance purposes and to allow OnePath to follow up with your inquiry. Liveperson Inc. is required under its arrangements with OnePath and the ANZ Group to maintain the privacy and confidentiality of that personal information."

OnePath may modify the Terms and Conditions at any time and you agree to continue to be bound by these Terms and Conditions as modified. The revised Terms and Conditions will be published on the Site without other notice to you.



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